Credit & Underwriting Strategist - Remote

Overview

Mercury is hiring a Credit & Underwriting Strategist. Our Credit & Underwriting team is looking for an experienced individual contributor to help scale our credit risk infrastructure and drive smarter credit decisions across our business.

In this role, you’ll lead key initiatives that improve how we assess, monitor, and grow credit —both for our core B2B charge card products and emerging cards offerings. You’ll partner closely with underwriting, data science, product, and compliance to shape strategy and influence how Mercury extends credit through cards to startups, ecommerce companies, and beyond.

If you have strong underwriting instincts, enjoy solving problems with data, and want to shape the future of modern credit products, we’d love to chat.

In Short

• Design and refine underwriting methodology
• Explore alternative underwriting strategies
• Lead special projects to expand eligibility criteria
• Shape underwriting strategy for new credit card products
• Monitor and assess credit performance
• Drive data-informed decisioning
• Support audits and compliance
• Collaborate with cross-functional teams
• Communicate clearly and concisely
• Help establish and track goals for underwriting functions

Requirements

• 5+ years in credit, underwriting, analytics, or risk roles
• Experience with consumer credit is a plus
• Proficiency in SQL and financial statement analysis
• Ability to extract signal from imperfect data
• Experience working with Product, Engineering, Compliance, & Finance teams
• Comfort owning ambiguous projects
• Strong technical and analytical skills
• Deep credit expertise
• Ability to own projects from end to end
• Clear communication skills

Benefits

• Competitive salary and equity (stock options)
• Comprehensive benefits package
• Diversity and belonging initiatives
• Equal Employment Opportunity employer
• Reasonable accommodations for applicants with disabilities