Commercial Portfolio Manager II, Franchise Finance - Remote

Overview

The Commercial Credit Senior Associate plays a pivotal role in assessing and managing credit risk for commercial clients at M&T Bank. This position involves analyzing financial statements, monitoring loan portfolio, and ensuring compliance with credit policies and regulatory requirements. This client facing role serves as a critical link between relationship managers (RM) and credit risk management to facilitate sound lending decisions and portfolio management.

In Short

• Focus on transaction execution and portfolio management.
• Facilitate the credit needs of customers by underwriting new requests.
• Manage ongoing credit risk through continuous credit monitoring.
• Review financial information and determine the need for further investigation.
• Analyze financial information and complete credit analyses for transactions.
• Prepare financial models and cash flow analyses.
• Attend client calls to understand their business for effective analysis.
• Ensure compliance with credit policies and evaluate risks.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Complete other related duties as assigned.

Requirements

• Bachelor's degree in Accounting, Finance, Economics, or related field.
• 5 years’ experience in commercial credit or related financial analysis.
• Strong analytical skills with proficiency in financial modeling.
• Excellent verbal and written communication skills.
• Critical thinking and problem-solving abilities.
• Attention to detail and high level of accuracy.
• Ability to work independently and as part of a team.
• Strong organizational and time management skills.
• Customer-focused with strong interpersonal skills.
• Proficiency in Microsoft Office.

Benefits

• Competitive pay and benefits.
• Paid volunteer time each year.
• Support for growth and development of team members.
• Commitment to community involvement.
• Comprehensive health and retirement benefits.