Credit Analyst III - Fintech & BaaS Focus - Remote

Overview

Lead is a fintech building banking infrastructure for embedded financial products and services, seeking a Credit Analyst III to manage complex loans and BaaS credit portfolios.

In Short

• Prepare credit submissions and reviews for complex loans and BaaS partnerships.
• Lead team projects on risk mitigation and portfolio improvement.
• Mentor and develop less experienced credit analysts.
• Work closely with internal teams for training recommendations.
• Assist in managing audits and regulatory exams.
• Champion system applications used in the department.
• Ensure accuracy in department responsibilities.
• Balance operational excellence with continuous improvement.
• Support department operations and suggest process improvements.
• Perform additional duties as assigned.

Requirements

• 6+ years of experience in credit analysis or underwriting.
• Experience in fintech, embedded finance, or BaaS preferred.
• Bachelor’s degree in finance, accounting, or economics.
• Strong analytical skills and attention to detail.
• Ability to manage multiple time-sensitive projects.
• Strong verbal and written communication skills.
• People management experience preferred.
• Self-driven and collaborative mindset.
• Experience evaluating credit risk in tech-enabled models.
• Understanding of fintech and BaaS risk profiles.

Benefits

• Competitive compensation based on experience and location.
• Medical, Dental, Vision, Life, and 401k Matching benefits.
• Paid parental leave and flexible vacation policy.
• Dynamic team environment with career growth opportunities.