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Centivo is an innovative health plan designed for self-funded employers, dedicated to providing affordable, high-quality healthcare to millions facing financial challenges with their medical bills. Utilizing a primary care-based ACO model, Centivo offers significant savings—15 to 30 percent—compared to traditional insurance carriers, while also delivering substantial benefits to employees, including free primary care and a no-deductible plan design. The company serves a diverse range of employers, from small businesses to Fortune 500 companies, and is headquartered in Buffalo, NY, with additional offices in New York City. Centivo is supported by prominent healthcare and technology investors, including Morgan Health, a unit of JPMorgan Chase & Co.