Credit Review Analyst II - Remote

Overview

The Credit Review Analyst II is responsible for assessing, identifying, and reporting on credit risks and the overall quality of the Bank's loan portfolio through loan file and portfolio examinations, stress testing, and timely submission of reports to the Director of Loan Review.

In Short

• Assess adequacy of risk grade classification.
• Monitor ongoing portfolio management activities.
• Verify and calculate financial and collateral ratios.
• Evaluate underwriting standards and activities.
• Review credit files for completeness and timeliness.
• Apply complex lending policies and regulatory guidance.
• Review loan computer records for proper classification.
• Confirm accuracy of loan and collateral documentation.
• Minimum 4-year college degree in finance, accounting, or economics required.
• 4-8 years of commercial loan review and/or credit analysis experience preferred.

Requirements

• Basic accounting skills.
• Understanding of financial statements.
• Knowledge of credit fundamentals and analytic ratios.
• General loan and collateral documentation knowledge.
• Proficiency in Microsoft Office, especially Word and Excel.

Benefits

• Competitive salary based on qualifications and experience.
• Eligible for bonuses or incentives.
• 401(k) match and profit sharing.
• Employee stock purchase plan.
• Comprehensive medical, dental, and vision coverage.
• Paid time off and wellness incentives.
• Employee assistance program.