YellowPepper, a member of the Visa family since its acquisition in November 2020, is a Miami-based global company that specializes in creating innovative payment solutions. Their platform, Yepex, enables issuers to launch card and account agnostic real-time payment solutions, including P2P, P2M, and cross-border transactions, while offering value-added services such as tokenization and identity validation. With operations in 11 countries and serving 50 clients and 6 million monthly active users, YellowPepper is dedicated to building the Next Generation Payment Ecosystem, aimed at simplifying digital transactions for financial institutions, retailers, and their customers. Their vision is to establish the foundation of the Digital Economy, ensuring a secure and seamless everyday life experience.