Twisto, a Param Company, is a prominent buy-now-pay-later (BNPL) service provider based in Central and Eastern Europe (CEE). The company offers a mobile app and virtual/physical cards that allow customers to conveniently defer payments, split bills with friends, and manage invoices. Twisto's platform enhances the payment experience for thousands of merchants by providing diverse payment options, improving conversion rates, and ensuring faster access to funds. This innovative approach not only grants customers greater flexibility in their purchases but also enables merchants to receive immediate payments with zero risk, fostering increased customer satisfaction and business growth.