Multitude is a dynamic European FinTech company that specializes in driving financial innovation through digital lending and online banking services. With a focus on empowering consumers, SMEs, and FinTechs, Multitude operates through three key business units: Ferratum, which offers mobile banking solutions; CapitalBox, providing flexible financing options for SMEs; and Multitude Bank, which supports non-bank lenders and FinTechs with credit facilities and payment solutions. Founded in 2005 in Finland and listed on the Frankfurt Stock Exchange, Multitude has achieved significant financial success, reporting €230.5 million in turnover in 2023, and employs over 800 professionals across 25 countries, shaping the future of finance in 16 markets. The company is committed to security, innovation, and the growth of the financial ecosystem, regulated by the Malta Financial Services Authority.