ABS Consumer - Associate - Remote

Overview

KBRA (Kroll Bond Rating Agency) is seeking an experienced credit analyst to join our Asset-Backed Securities (ABS) team in the New York, NY office. The ideal candidate will have experience in ABS sectors such as auto loans, consumer loans, credit cards, home improvement loans, and/or solar loans. An Associate within the ABS group holds an integral role on the transaction rating team, engaging in all aspects of the rating process from collateral analysis to report publication.

In Short

• Conduct transaction analysis including originator/servicer evaluation, collateral performance and loan pool analysis.
• Assist in the preparation of credit memoranda and presentation of transactions to rating committees.
• Prepare and contribute to individual transaction reports for publication.
• Assist in the publication of market commentaries related to topical events or research.
• Serve as secondary contact to investors and clients or structuring banks.
• Engage in ongoing surveillance of rated transactions and updating ratings as warranted.
• Attend and participate in seller/servicer due diligence, investor discussions, or industry events.

Requirements

• B.A. / B.S. degree in a relevant field of study.
• Minimum of three (3) to five (5) years of demonstrated experience in credit analysis within the ABS sector.
• Strong Excel skills.
• Strong analytical skills relating to transaction evaluation.
• Proficient with relevant financial modeling software (e.g. Intex).
• Strong oral and written communications skills.
• Exceptional attention to detail.
• Ability to take initiative and work independently.

Benefits

• A hybrid work schedule and flex hours.
• Competitive benefits and paid time off.
• Paid family and disability leave.
• 401(k) plan, including employer match.
• Educational and professional development financial assistance.
• Employee referral bonus program.