Lead Fraud Analyst (Risk & Analytics) - Remote

Overview

As a Lead Fraud Analyst at Happy Money, you’ll serve as a key individual contributor responsible for developing, analyzing, and optimizing our fraud risk strategy. You will own fraud risk analytics, fraud forecasting, metrics governance, and continuous improvement initiatives that enhance both fraud prevention and customer experience.

In Short

• Develop and implement fraud strategies using data and advanced analytics tools.
• Manage and optimize existing strategies to control risks from fraud.
• Design A/B tests to understand trade-offs between risk and customer experience.
• Lead fraud forecasting and budgeting activities.
• Innovate by testing new data and analytics approaches.
• Monitor and analyze portfolio performance.
• Communicate findings to the Risk Management team.
• Identify and evaluate new vendors and data sources.
• Collaborate with Product, Marketing, and Engineering teams.
• Conduct ad-hoc analysis related to risk management.

Requirements

• 6+ years of experience in credit risk or fraud investigations.
• Bachelor’s or Master’s degree in a related field.
• Strong analytical and problem-solving skills.
• Proficiency with SQL and large datasets.
• Experience with fraud orchestration tools preferred.
• Understanding of fraud metrics and forecasting methods.
• Excellent problem-solving skills.

Benefits

• 100% coverage for medical, dental, and vision insurance.
• 401k Plan with matching contribution.
• Generous PTO.
• Monthly Health and Wellness Days.
• 12 Weeks Paid Family Leave.
• Company-paid disability and life insurance.
• Fully distributed workforce.