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Senior Data Scientist - Machine Learning - Remote

Posted 11 weeks ago
Data Analysis
Full Time
USA

Overview

Empower is shaking up an outdated financial system by providing real opportunity for our customers: the opportunity to get the cash they need, to access fair credit, and to change their financial story. Today, we’re helping millions of people find financial security through machine learning models that evaluate creditworthiness using a more inclusive lens and mobile-first products.

In Short

  • Lead machine learning modeling work on the Empower Credit Card product.
  • Own creating and improving credit risk models.
  • Collaborate with credit, product, and finance teams.
  • Build machine learning models with large scale data sets.
  • Design strategies on underwriting, marketing, and customer experience.
  • Work closely with engineering to implement models in production.
  • Develop data standards and analytics pipelines.
  • 6+ years of experience in data mining and machine learning.
  • Strong programming skills in Python and SQL.
  • Experience with ML packages and deep learning toolkits preferred.

Requirements

  • BS degree in engineering, computer science, finance or mathematics.
  • 6+ years industry experience in data mining, machine learning, statistical analysis, and/or predictive modeling.
  • 2+ years at a bank or FinTech in predictive modeling or credit analytics preferred.
  • Deep understanding of statistics and machine learning techniques.
  • Strong programming skills in Python with intermediate to advanced knowledge of SQL.
  • Experience with ML packages: scikit-learn, LightGBM, XGBoost, SparkML.
  • Knowledge in deep learning and experience with DL toolkits preferred.
  • Strong problem solving and communication skills.
  • Ability to work with cross-functional partners.
  • Commitment to diversity and inclusion in the workplace.

Benefits

  • Competitive salary.
  • Generous equity package.
  • Full healthcare benefits.
  • Technology expense reimbursement.
  • Virtual first environment.
Empower Finance logo

Empower Finance

Empower Finance is revolutionizing the financial landscape by offering innovative solutions that provide customers with access to cash, fair credit, and the opportunity to reshape their financial futures. Utilizing advanced machine learning models, Empower evaluates creditworthiness through a more inclusive lens and delivers mobile-first products such as Cash Advance, Thrive line of credit, and Petal credit cards. Recognized for its rapid growth, Empower has been featured on Inc. 5000’s Fastest-Growing Private Companies list and named by Forbes as one of the 25 Next Billion-Dollar Startups for 2024. The company fosters a culture of bold goals, customer obsession, and inclusive collaboration, ensuring that diverse voices are heard and valued. With backing from prominent investors like Sequoia Capital, Empower is committed to creating impactful financial pathways for its customers while providing a supportive and equitable work environment for its employees.

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