As a BNPL Models Specialist, you will be responsible for defining and developing underwriting models for the Buy Now, Pay Later (BNPL) service, ensuring that risk assessment processes are accurate, efficient, and aligned with business strategies.
In Short
Define, implement, and design the origination process for the BNPL product.
Develop and apply strategies to measure and mitigate risks associated with BNPL customers and transactions.
Define inputs for credit risk models for BNPL.
Propose risk appetites for the BNPL product.
Calculate estimated losses for the BNPL product.
Propose new metrics and approaches to improve model quality and decision-making processes.
Analyze large volumes of data to identify relevant patterns, trends, and behaviors influencing credit decisions.
Requirements
Experience in financial modeling and risk assessment.
Strong analytical skills and proficiency in data analysis.