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BNPL Models Specialist - Remote

Posted 15 weeks ago
Finance / Legal
Full Time
Colombia

Overview

As a BNPL Models Specialist, you will be responsible for defining and developing underwriting models for the Buy Now, Pay Later (BNPL) service, ensuring that risk assessment processes are accurate, efficient, and aligned with business strategies.

In Short

  • Define, implement, and design the origination process for the BNPL product.
  • Develop and apply strategies to measure and mitigate risks associated with BNPL customers and transactions.
  • Define inputs for credit risk models for BNPL.
  • Propose risk appetites for the BNPL product.
  • Calculate estimated losses for the BNPL product.
  • Propose new metrics and approaches to improve model quality and decision-making processes.
  • Analyze large volumes of data to identify relevant patterns, trends, and behaviors influencing credit decisions.

Requirements

  • Experience in financial modeling and risk assessment.
  • Strong analytical skills and proficiency in data analysis.
  • Knowledge of credit risk management.
  • Ability to work with large datasets.
  • Experience in the fintech industry is a plus.

Benefits

  • Health insurance for you.
  • Company shares with high potential returns.
  • Indefinite term contract.
  • Competitive salary.
  • Full-time remote work.
  • Culture of learning and growth.
  • World-class technologies and processes.
  • Additional days off beyond vacation.
  • Employee fund.
  • Visual health bonus.
Bold logo

Bold

Bold is a rapidly growing fintech company founded in May 2019 by a team of experienced professionals, including the creators of PayU Latam. Based in Colombia, Bold provides payment solutions for micro and small businesses, enabling them to accept payments via debit and credit cards as well as digital wallets. With over 450,000 registered clients and more than USD $120 million in investment funding, Bold aims to evolve beyond payment processing into a comprehensive platform offering financial and technological services tailored to the needs of small entrepreneurs. The company's mission is to unlock the potential of entrepreneurs by providing user-friendly and accessible financial services. Bold's organizational culture is built on values such as mastery, critical thinking, teamwork, urgency, openness, and a customer-centric approach.

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