Fully Remote Subrogation Claims Specialist

Overview

We are looking for a Fully Remote Subrogation Claims Specialist to join our Claims organization. This position is responsible for identifying, investigating, and pursuing recovery opportunities on claims where a third party is liable for damages paid by the insurer.

In Short

• Investigate claims to determine subrogation potential and responsible parties.
• Initiate and manage subrogation actions, including sending demand letters and filing arbitration.
• Negotiate settlements with third parties or their insurers to recover paid losses.
• Collaborate with adjusters, legal teams, and external vendors.
• Maintain accurate documentation and update claim systems regularly.
• Ensure compliance with state laws, regulations, and company policies.
• Ensure timely recognition and recording of reserves and recoveries.
• Communicate promptly and professionally with all parties internal and external.
• Ensure claims files are maintained with professional notes and action plans.
• Adhere to company service standards and provide thorough written correspondence.

Requirements

• Bachelor’s degree (strongly preferred but not required).
• 2-5 years’ experience handling Subrogation claims.
• 5+ years' experience in handling Auto/Homeowners/Dwelling Fire/Condominium Claims.
• Ability to assess claim files, police reports, and other documentation.
• Understanding of property and casualty insurance policies and claims processes.
• Familiarity with subrogation laws and legal procedures.
• Skills in negotiating settlements with third-party insurers.
• Clear and professional verbal and written communication.
• Ability to explain complex insurance and legal concepts in simple terms.
• Experience with claims management systems and proficiency in Microsoft Office.

Benefits

• Comprehensive health benefits.
• Life and disability insurance.
• 401(k) with company match.
• Paid parental leave.
• Paid vacation, paid holidays, and birthday off.
• Peer recognition program.